The Free Texas Down Payment Assistance Guide
A plain-English walkthrough of TDHCA, TSAHC, and how to actually get down payment help in Texas, written for buyers. Get the guide, or just talk it through with Mike.
What is inside the guide
The guide walks a Texas buyer through the whole picture in plain language: how the two statewide programs differ, how much assistance you can actually get, whether it is repaid or forgiven, and what it takes to qualify. It lays out the county limits, the credit and income rules, and the special tracks for teachers, first responders, veterans, and nurses. No jargon, no sales pitch, just what you need to decide whether Texas down payment assistance is right for you.
Prefer to just talk it through?
Some buyers would rather skip the reading and get a straight answer. That is fine, tell Mike your county, credit range, and whether you have owned before, and he will map your Texas options in a 20-minute call. No obligation, no pressure. Call (480) 296-6513 or start the quiz above.
Common questions
What does the Texas down payment assistance guide cover?
It covers both statewide programs (TDHCA and TSAHC), the 2% to 5% assistance amounts, the repayable-vs-forgivable choice, the 620 credit floor, county income and price limits, first-time-buyer rules, and the Homes for Texas Heroes professions.
Is the Texas down payment guide really free?
Yes. The guide is free with no obligation. You can read it and decide on your own, or reach out to Mike Certo to talk through your specific situation.
Get the guide or talk to Mike
Tell us your county, credit range, and price target, and we’ll map your Texas path in a no-pressure 20-minute call. No obligation.